Up to $4,000 is available to income eligible owner occupied households needing repairs which are considered an emergency or immediate in nature and are required to make the structure safe and habitable. Examples of such repairs include, but are not limited to, sewer or water lateral repair or replacement, furnace repair, etc. Assistance will be in the form of a non-amortizing, no interest loan that will become a permanent lien on the property. The loan must be repaid upon sale or conveyance of the property, or when the property is no longer the permanent residence of the original program applicant. Contact Thoma Development at 607-753-1433 for an application.